Another Way The ER Bill Traps You

Ironically, we covered surprise ER bills pretty recently. Turns out there's another way that folks are getting hit hard in the wallet after surviving an emergency. Some people may not know this, but most physicians in the ER actually don't work for the hospital. They...

read more

5 Reasons Why Debt Negotiation Doesn’t Work

Ironically, we covered surprise ER bills pretty recently. Turns out there's another way that folks are getting hit hard in the wallet after surviving an emergency. Some people may not know this, but most physicians in the ER actually don't work for the hospital. They...

read more

3 Steps to Simplify Your Chapter 7 Bankruptcy

Why shouldn't I just renegotiate my debt? This other lawyer says he can lower my payments and get me out of debt without filing for bankruptcy. We hear this all the time during our free initial consultation with new clients. To be honest, it might work for you. But...

read more

Colorado Needs to Update the Homestead Exemption

Even after you hire us, but especially if you hire someone else or choose to do it yourself, getting up the courage to decide to change your life by filing for bankruptcy is just the beginning of your journey to the financial fresh start. Actually getting that discharge from the court takes us working together to get some things done that are probably hard for you to do.
read more

When Can I File Another Case?

Oh no! Your 8 year-old son just fell on the playground at school and hurt his arm. You aren't sure if it's broken, but he's in a lot of pain and can't stop crying. You dutifully inform your boss that family calls, and you need to leave. You pick up your son from...

read more