by owen_adm | Apr 12, 2018 | Blog
Almost a year ago, we posted an article on how we believe that debt settlement, also known as debt negotiation, just doesn’t work. Turns out you don’t have to take our word for it. The very respected consumer site Nerd Wallet (definitely follow their...
by Owen Hathaway | Oct 2, 2017 | Blog
Ok, sorry to beat the drum here. I know I promised an update on rent-to-own contracts, but I keep getting sucked into this surprise medical bills issue. It really galls me. We try to encourage folks to take advantage of their fresh start in bankruptcy by making good...
by owen_adm | Jul 14, 2017 | Blog
OK, we’ve blogged about before. Surprise medical bills. Check our last post to get the full story, but here’s the short version. You go to the emergency room at a hospital your insurance says is in-network. Two months later you get a bill from a...
by Owen Hathaway | Jun 9, 2017 | Blog
Almost every consumer advocate out there talks about what an awful deal rent-to-own contacts offer buyers. Folks from Consumer Affairs, to Dave Ramsey, and others tell stories of unscrupulous sales people, 300%+ interest rates, total purchase costs at 2-3 times...
by Owen Hathaway | Jun 2, 2017 | Blog
Ironically, we covered surprise ER bills pretty recently. Turns out there’s another way that folks are getting hit hard in the wallet after surviving an emergency. Some people may not know this, but most physicians in the ER actually don’t work for the...
by Owen Hathaway | May 23, 2017 | Blog
Why shouldn’t I just renegotiate my debt? This other lawyer says he can lower my payments and get me out of debt without filing for bankruptcy. We hear this all the time during our free initial consultation with new clients. To be honest, it might work for...
